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If you meet the following criteria, you can receive funding the same day you apply! Terms will range between 6 months to 24 months, depending on your eligibility.

- Minimum Monthly Sales – $10,000
- Minimum Credit – 500
- Maximum Business Liens / Judgments – $150,000
- No open bankruptcy
- Obtain up to $2M in funding!

If you need financing for a specific piece of equipment, this product is recommended for you. Terms range between 2 years to 5 years, depending on your eligibility. Since our approval is valid for 45 days, you can see your finance terms today, and shop for the best price of your equipment!

- Same day Approval
- $5,000 to $150,000 in equipment cost
- No prepayment Penalties
- For eligible applicants, your payments are deferred for 6 months!
- No Driver’s License Required
- Titled Vehicle Financing OK
- Minimum Credit – 590
- No open judgments or tax liens
- Over 2 years in business (we have starter programs for businesses less than 2 years old)
- Must operate out of commercial location
- Your Vendor is paid before delivery (normal leasing programs pay after delivery)
- We do not finance the following : equipment refinancing / sales leasebacks (equipment already owned) / private party sales (vendor must be a reputable vendor over 5 years in business)!

If you would like to obtain funds from your invoices immediately, we have the perfect solution for you. Once approved for our Factoring program, you don’t need to wait for your clients to pay your invoices. We can advance up to 90% of your invoices immediately, and we will wait for your customer’s payment so you don’t have to.

- Our factoring lines go up to $5,000,000
- Credit Score – over 530
- Over 1 year in business
- B2B businesses only
- Detailed invoices
- Bank connection with our portal

If you are a highly qualified borrower, and would prefer business funding at the lowest rates, an SBA loan is perfect for you. Although the process takes a little longer (around 2 weeks), SBA loans can offer the best rates and the longest repayment terms. SBA loans are the “gold standard” in business lending. These loans are guaranteed by the federal government.

- Interest Rates – 4.75% – 7%
- Loan Amounts – up to $5,000,000 for SBA Commercial Real Estate
- Loan Amounts – up to $350,000 for SBA Working Capital or Debt Consolidation.
- Repayment Terms – 10 to 25 years
- Over 2 years in business
- Applicant must be US citizen or Permanent Resident
- No tax liens / bankruptcies / foreclosures / charge-offs / settlements
- Must personally guarantee loan
- Must be up to date with tax return filings

 If your credit doesn’t qualify for an SBA loan, we can offer Term loans as well. Term loans can offer repayment terms between 2 to 5 years.

- Loan Amounts – up to $500,000
- Repayment Terms – 2 to 5 years
- Monthly Payments
- No prepayment penalties

If you don’t need funds right now, but might in the future, this product is recommended for you. With your line of credit, you can draw funds repeatedly without reapplying.

- As you make payments, your available credit is replenished. Similar to a traditional credit card.
- Choose between 12 or 24 week repayment plans
- No prepayment penalties
- Draw the funds and use when you need it!
- Get approved for a credit line up to $250,000
- Pay for only what you use, not the entire credit line
- No limitations to what you can use the funds for!
- Credit Score – over 650
- Over 2 years in business
- Bank connection with our portal

If you are all set with business funding, then let’s look into business savings! Chances are, you are paying a little too much to accept VISA / Mastercard / Discover from your customers. We can guarantee a lower rate so you pay less! A cost analysis is available upon request, and we can show you the savings before you even sign up! Make sure to ask about our $0 fee processing program as well!

- Compatible with online gateways / shopping carts
- Same Day fund delivery (no need to wait 3 days for your credit card deposits)
- We do it all – accept payments online , in store, on-the-go, etc...

If you don't have much going into your business account, that's OK! We can offer collateral based lending if you have properties or vehicles that you own. Our 60 month terms allow you to take advantage of monthly payments as well.

- Funding up to $3,000,000
- Up to 75% LTV
- Monthly Payments
- Up to 60 month terms

What is a Business Tradeline?

Your business credit score depends on how many Tradelines you have. Your business credit report reflects all your trade lines under your business entity. Your business might already have different trade lines, such as credit cards, mortgages, factoring, vendors, loans, etc. These tradelines directly impact your business credit score, similar to how a personal credit card can affect a personal credit score.

Why do I want a Business Tradeline?

It is difficult to build business credit, especially for newer businesses since it often requires existing credit to get more credit. Businesses with high credit scores are able to secure larger size loans and credit cards. Credit is very important when applying with a local bank, or trying to find financing for new equipment, or literally anything that requires financing. Basically, the more available credit you have, the higher your credit score will be. A business tradeline will improve your credit score, and maintaining a good credit report is key to business success.

CALL US TO FIND OUT HOW WE CAN OFFER A BUSINESS TRADELINE FOR YOUR BUSINESS!